Is your money in the right place for you?

At Winks Wills, we offer wealth management advice to individuals, trustees and businesses, which is specifically designed around their individual circumstances.

InvestmentWe will take the time to get to know you and your requirements, offering sound and trustworthy financial advice that adapts as your needs change over time.

Investment Planning 

The right investments can offer real opportunities to grow your wealth and protect it against inflation. We offer a broad range of funds to choose from, along with expert advice to help you build an appropriate portfolio.

money-plant-isolated-on-black_f18AtyFORetirement Planning

Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements.

Whether you need to set up or review existing retirement planning strategies, for you or your employees, Winks Wills has ways to help you make the most of your retirement opportunities.

Protecting You & Your Estate

There are many things to consider when looking to protect your family and your home. Inheritance tax and capital gains tax, illness and loss of income (to name but a few) need to be considered in an effective protection planning strategy.

Assessing suitable estate protection lies at the heart of what we do at Winks Wills Wealth Management. We will explore all your needs and discuss the options with you along with our professional advice.

Intergenerational Wealth Management

If your children or parents need financial assistance, you may want to transfer some of your wealth during your lifetime, rather than wait for your Will to take effect.

More than ever, as we all live longer, there is a need to be able to share collective wealth with the other generations of our family while we’re still around. This is the essence of ‘intergenerational wealth management’.

You may want to help parents with expensive long-term care costs, or to support a child with a deposit for their first home. Perhaps you have decided to pay the education fees for a grandchild. But at the same time you will be trying to ensure your family wealth lasts through your own, possibly extended, retirement.

Winks Wills can give you expert advice on all the issues associated with intergenerational wealth management.

pound-414418_1920Gifts

Making a gift of certain amounts of money or assets can be a valuable exemption from Inheritance Tax.

There are various ways to make gifts exempt, and Winks Wills will be able to advise you on the best options available to suit your own personal circumstances.

Protection Planning 

Protection is fundamental. It may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear. Deciding what type and level of insurance to take can be a challenge, especially without the right advice. Providing protection cover in all forms of life, critical illness and disability insurance is at the heart of Winks Wills Wealth Management.Working with a carefully selected panel of providers, we offer an extensive range of insurance cover, including:

  • Life cover
  • Critical illness
  • Income protection
  • Employee benefits
  • Private medical insurance

Later Life Planning 

It’s no secret that healthier lifestyles and better medical care is increasing life expectancy in the UK.

Whilst this is good news for all of us, it does also carry with it the need to think about the financial implications of living longer after retirement.

Hands of seniors
At Winks Wills we are committed to helping you meet your financial needs throughout your lifetime. Our aim is to give peace of mind, enabling you to reduce your Inheritance Tax exposure, make gifts to your heirs during your lifetime and secure a set income should you need long term care in the future.

Key benefits of the Later Life Planning Scheme include:

  • Safely making monetary gifts to loved ones during your lifetime
  • Reducing or even eliminating your exposure to Inheritance Tax
  • Arranging a pre-set income for life to help safeguard against care costs, if required in the future
  • Keeping control of your money
  • Benefiting from using gifts & trusts*

The value of any investment you make will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

* The income is fixed at the time of setting up the plan. If the income taken exceeds the growth of the plan, the capital will be eroded.

Please note that Trusts are not regulated by the Financial Conduct Authority.